TERM INSURANCE CLAIM

A term insurance claim is filed by the policy beneficiary to the insurance company in order to avail the death benefit in case of the policyholder’s unfortunate demise. A majority of insurance companies offer a seamless claim processing facility so that the beneficiary can file claim and avail insurance coverage seamlessly.


Step by Step Process of Term Insurance Claim Settlement

Inform the Insurance Provider About the Claim


In order to enable the insurer to start the process of claim, the nominee should inform the insurance company as soon as possible. The required details for the intimation of claim are the name of the policyholder, policy number, date of birth of the insured, place of death, the cause of death, the name of the beneficiary, etc. The beneficiary can avail the claim form either from the nearest branch of the insurance company or can even download it from the website of the insurance company. Moreover, the beneficiary can also fill the form online and file the claim.

Documents Required

The documents that should be kept handy while filing the claim are:

  • Death certificate

  • Age of the policyholder

  • Original documents of policy

  • Any other documents according to case related or according to the requirement of the particular insurance company
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