Coronavirus Health Insurance
Unusual things have happened in a matter of a few months since the outbreak of the coronavirus disease. Millions of people worldwide have been affected by this contagious disease caused by a group of viruses. The number of cases in India has crossed 4 Lakh, and our health workers are leading the fight from the front. The disease causes severe respiratory illnesses like pneumonia, with mild symptoms at the start. Clearly, we all are living through the toughest times amidst this pandemic. Health has become the foremost priority for all of us, and this is why it needs to be secured. It is wise to buy a health insurance policy covering coronavirus, which will keep you financially protected at a time when you need the best support for your family’s security. As mandated by the Insurance Regulatory and Development Authority of India (IRDAI), health insurance buyers can now get specific coverage for the treatment of coronavirus disease. policyvyapaar offers customized health policies with coverage for COVID 19. However, it has to be noted coverage will be available in specific health policies for existing policyholders and those who are opting for health policy before contracting the disease. In times of job uncertainty, high medical expenses, and increased health risks, a sensible approach is to secure oneself financially. Amidst the fears of possible hazards, having a health cover will keep you stress-free.
What is Coronavirus Health Insurance?
Coronavirus Health Insurance refers to an insurance policy that covers the medical expenses incurred on the treatment of COVID-19. A coronavirus health insurance policy is designed to cover the hospitalization expenses of the policyholder, irrespective of the disease that he has been diagnosed with (unless it is a critical illness that is not covered).
Almost all health insurance plans cover hospitalization expenses incurred on the treatment of viral infections. Since Coronavirus is a viral infection, a comprehensive health insurance policy pays off pre & post hospitalization expenses including in-patient and out-patient expenses, incurred on the treatment of COVID-19.
Health insurance for coronavirus cover will be available from the day the insured gets diagnosed with the disease. This is because COVID-19 is a new disease and therefore, does not come under the category of pre-existing illness.
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